College Students Get Stung By ObamaCare
College students will soon wake up to the fact that they have been had.
While they were overwhelmingly supportive of the Patient Protection and
Affordable Care Act (PPACA or “ObamaCare”) when their charismatic
President was championing it, they will not be pleased when they find
out that there is a huge price they will have to pay. ObamaCare will be
anything but affordable.
Apparently, New Jersey is the only state in the nation that currently
requires all college students to have healthcare coverage. This has
always been a bare-bones plan costing from $100-600 per year. The new
healthcare regulations will force these plans to be phased out, as the
mandated coverage under ObamaCare will cause the premiums to rise from a
few hundred dollars to $1,700 per year.
In an amazing example of irony, New Jersey Democrat Assemblywoman
Celeste Riley is sponsoring a bill to eliminate New Jersey’s mandatory
health insurance for college students. Wait. Didn’t Democrats
overwhelmingly support the President’s plan when it was being debated?
Aren’t college students citizens that should be required to purchase
government-approved coverage as defined by Obama’s PPACA?
College students are getting an object lesson in progressivism. They
will learn that their choices are being obliterated when it comes to
what must be included in their plans. An edict came down that a college
plan must cover 30 mental health outpatient visits as well as inpatient
mental health benefits. It must cover substance and chemical abuse
treatments, all pre-existing conditions, pregnancy,
wellness/preventative care visits, contraception, and abortions.
I use my school-era health insurance as my personal standard for how an industry can be f*cked up by government intervention.
When I was 25 or so, my health insurance plan cost $40 per quarter. They wouldn't even bill me monthly, since the cost was so low. It gave me 80% coverage after a large-ish deductible of around $6,000 or so. It was designed to cover car accidents and cancer and the risk of being shot (since I was a student in New Orleans, with the then-highest per capita murder rate).
Fifteen years later, similar coverage for me and my wife and son costs $1,800-$2,000 per month.
The truly ridiculous development is that this already-insane price will be going up as a result of ObamaCare.